If you are moving home, you need to buy moving insurance. Insurance coverage policies for relocation can end up saving you a considerable amount of money should any of your possessions end up damaged, lost or stolen during the move, and there are a number of other good reasons why purchasing such insurance is a very good idea.
Damage to your possessions is not covered by the great majority of moving companies, meaning that they will not reimburse you for any damages that are caused to your possessions during the move. This is not to say that professional movers are going to be deliberately careless with your prized possessions; however, if damages occur as a result of something unexpected during transportation, the moving company is not responsible. To protect your possessions you therefore need to purchase moving insurance.
If the worst happens and your possessions are damaged during relocation, it will end up costing a lot more money to replace these items. Moving insurance offers at least something resembling a safety net in the event of such a crisis and will allow you to be reimbursed for part of the value of the damaged items.
Searching for moving insurance will not itself cost you money, and the process of purchasing a policy from a reputable insurance company is actually pretty simple. Choose the coverage and option that you require, which should be a minimum of 50% of the cost should damage occur.
– Lance Grooms